Malware-as-a-Service Lowers the Technology Bar for Threat Actors, Study Finds
Malware-as-a-Service (MaaS) now accounts for over half of cyber threats targeting organizations. These threats have become more prevalent as cybercriminals increasingly outsource their operations. According to a research from Darktrace, the use of MaaS tools picked up steam in the latter half of 2024, making up 57% of identified fraud activities. One of the most […]
Despite Popularity in Europe, Pay-by-Bank Still Lags in North America
Pay-by-bank payment methods appeal to less than one-third of Canadians, except among newcomers to the country. This trend reflects a broader pattern where pay-by-bank has gained popularity worldwide—yet remains less prevalent in North America. Data from Payments Canada found that only 29% of Canadians find pay-by-bank appealing, while 33% do not. The only demographic where […]
RTP or FedNow Instant Payments? The Answer Is Both
The introduction of the Federal Reserve’s FedNow in June 2023 presented many financial institutions with a dilemma: should they adopt the new system, or stick with The Clearing House’s RTP, which has been in use since 2017? As many banks are discovering, the best answer might be to embrace both. In a PaymentsJournal webinar, Anoop […]