Credit Card Applicants See Rockier Times Ahead
Americans expect it to become harder to obtain a new credit card over the next year, to the point that many are no longer bothering to apply. The New York Fed’s Survey of Consumer Expectations found that the share of respondents who expect it to be harder to obtain credit a year from now jumped […]
Microsoft Identifies Remote Access Trojan Built to Drain Crypto Wallets
Sophisticated malware is becoming an increasingly potent threat, as evidenced by the remote access trojan (RAT) that was recently discovered by Microsoft. Dubbed StilachiRAT, the malware is designed to scan the Google Chrome browser for any of 20 crypto wallet extensions, including platforms like Coinbase Wallet, MetaMask, and Trust Wallet. According to Microsoft, once the […]
The Untapped Power of Payments Data in Bill Pay
E-commerce giants such as Amazon and Shopify use data to create highly personalized customer experiences. Yet, bill payment remains largely untouched by this transformation, leading to friction, higher costs, and customer frustration. Despite the wealth of payments data available, many organizations fail to leverage it to enhance customer interactions and reduce costs. This gap presents […]