The Return of Student Loan Payments Is Playing Havoc with Credit Scores
Many Americans are waking up to substantial declines in their credit scores as delinquent student loans begin impacting them for the first time since the pandemic-era repayment pause ended. The New York Fed estimates that more than 9 million student loan borrowers will experience significant credit score drops in the first half of 2025. The […]
Robinhood Aims to Bring Wealth Management Solutions to Everyday Investors
Fintech Robinhood is introducing wealth management, private banking, and artificial intelligence (AI) solutions designed to bring luxury features to retail investment portfolios. The company’s Gold members, who pay either $5 per month or $50 per year for their subscription, will gain access to the Robinhood Strategies platform. The service gives members with investments as little […]
Personalized Gift Cards Are the Cornerstone of Employee Engagement Programs
Across industries and companies—from small businesses to large enterprises—organizations are constantly searching for ways to improve corporate culture and boost employee engagement. However, in large, dispersed companies, providing employees with the personal touch needed to maintain motivation can be particularly challenging. In a PaymentsJournal podcast, Julie Gu, Vice President of Sales and Marketing, North America, […]