BNPL Services Settle in as a Cashflow Strategy
Consumers may be becoming more savvy about using buy now, pay later (BNPL), also referred to as pay-over-time options. Most people who used longer-term payment plans in the past year chose to pay off the loan over six months or more, even when they could afford to pay upfront. Research from Affirm suggests that consumers […]
Visa Platform Aims to be the Hub for Banks, Fintechs, and Enterprises
Business-to-business (B2B) payments dominate the global payments landscape, and Visa is launching a platform designed to connect the major players. The card company noted that its Commercial Integrated Partners program provides an ecosystem that banks can leverage to offer enterprise clients a range of services, including expense management, a mobile app, and tokenization of virtual […]
The Gift Card Boom—and What’s Driving It
For the 18th year running, gift cards topped wish lists as the most requested holiday present—solidifying their role as a cornerstone of seasonal giving1. With more occasions to gift than ever before, demand is surging, and retailers can’t afford to miss the opportunity. Insights from the 2025 Best Digital Gift Card Programs, Consumer Experience Benchmark […]