Financial Health Tools Spur Digital Banking Adoption
It’s no surprise that digital banking has surged, as more consumers manage their lives through mobile devices. What is surprising, however, is how widely adopted the most popular services have become. Beyond features like peer-to-peer (P2P) payments, many digital banking users are also engaging with tools like fraud alerts and credit score monitoring. According to […]
In What Scenarios Has Pay-by-Bank Been Used?
Pay-by-Bank is gaining traction as a fast, secure, and cost-effective alternative to traditional payment methods. By enabling direct transfers from a consumer’s bank account without relying on cards or third-party wallets, this method offers clear advantages for both merchants and customers. But where does it actually fit into real-world commerce? Don’t miss another episode of […]
France’s Société Générale Launches USD Stablecoin
After its euro-backed stablecoin failed to gain traction, Société Générale is launching a stablecoin pegged to the U.S. dollar. The Paris-based bank’s EUR CoinVertible (EURCV) was a milestone offering because it marked the first time a regulated bank issued a euro-backed stablecoin. Though the stablecoin was launched two years ago and is compliant with the […]
How FIs Are Cutting Through Subscription Clutter with PFM Tools
Consumers are inundated with accounts, apps, and subscriptions—often to the point where they lose track of what they’ve signed up for. This can be costly for consumers, but it also prevents financial institutions from gaining a clear view of a customer’s overall financial picture, limiting their ability to offer tailored services. In a recent PaymentsJournal […]