Credit Scores Start to Take Shape During Childhood
New research suggests that adult credit access is shaped by childhood experiences—especially neighborhood environment and surrounding social influences. The study from Opportunity Insights found that credit scores tend to solidify by the time a person is in their mid-twenties, with credit behavior deeply linked to formative years and early life circumstances. The area where a […]
OpenAI to Add Payments Checkout in ChatGPT
In the latest convergence of artificial intelligence and payments, OpenAI will integrate a payments checkout system into ChatGPT. Earlier this year, ChatGPT and Shopify partnered to upgrade the shopping feature within the AI platform. The collaboration enabled users who search for a product on ChatGPT to see the top results with prices, reviews, and links […]
The Payment Process: The Supply Chain’s Most Overlooked Cyber Risk
The payment process is the financial Achilles’ heel of the global supply chain and a risk area too often overlooked by finance and security leaders. Why should today’s cybercriminals bother with ransomware or selling stolen Personally Identifiable Information (PII) on the dark web when they can use AI-powered social engineering to trick finance teams into […]