Authorized Payment Scams: How to Stay Ahead of AI-Powered Fraud
WEBINAR Authorized Payment Scams: How to Stay Ahead of AI-Powered Fraud August 26, 2025 1:00 pm EDT [contact-form-7] APP fraud is rising fast—but are banks and businesses ready to stop scams their customers authorized? Authorized push payment (APP) fraud is one of the fastest-growing threats to corporate and consumer payments, with criminals using social engineering, […]
Tilt Enters Subprime Market with a Different Way of Credit Scoring
A new entrant has emerged in the non-prime credit market, offering cards to consumers who don’t meet the underwriting standards of traditional issuers. While this segment has historically posed challenges for mainstream providers, Tilt uses a proprietary scoring mechanism aimed at identifying creditworthy individuals within this group. The cards are a relaunched version of an […]
Klarna and Afterpay Opt Not to Send BNPL Data to Credit Bureaus
For now, Klarna and Afterpay have declined to participate in the new credit scoring model that incorporates consumers’ buy now, pay later (BNPL) loan information. In contrast, competitor Affirm has been working with FICO to develop two credit score models that include BNPL data. These models aim to give lenders a clearer picture of how […]
What Texans Credit Union Learned from Upgrading its General Ledger
When credit unions look for ways to improve service for their members, accounting systems may not be the first thing that comes to mind. But when Texans Credit Union upgraded its accounting platform, the benefits cascaded throughout the organization—saving money, streamlining operations, and even boosting morale. In a PaymentsJournal Podcast, Tracy Montez, SVP, Controller at […]