Visa Aims to Safeguard Agentic Commerce Transactions
As artificial intelligence plays a growing role in purchasing decisions, Visa is launching its Trusted Agent protocol to give merchants more visibility into the process. In the emerging agentic commerce environment, merchants will need the ability to screen AI agents and filter out bots and bad actors. Visa’s platform was developed to enable exactly that—using […]
Merchants Look to Monetize Payments Amid Rising Costs
In a challenging economic climate, more merchants are turning to their payments providers for guidance on how to better monetize their payment operations. Many are also exploring ways to lower costs by encouraging customers to use cash or debit cards instead of credit. Nearly half of the merchants surveyed by Wind River report that their […]
Making Cross-Border Payments Work at Smaller FIs—as Originating Institutions or Correspondent Banks
For decades, typically large regional or money center banks served as correspondent banks that enabled smaller banks to offer cross-border payments. It was rare for credit unions, community banks, and other smaller financial institutions to offer cross-border payments. And if they did, it was a money-losing proposition, offered out of necessity to prevent their customers […]