AI to Transform Holiday Shopping for Consumers and Retailers
Artificial intelligence is poised to shape this year’s holiday shopping season, with both consumers and merchants increasingly relying on it. According to data from PayPal, more than three-quarters of consumers plan to use AI as a shopping assistant this holiday season. Already, 40% of respondents have used AI for purchases in the past year, with […]
Metal Card Magnitude: Premium Touch to Captivate High-Value Customers
WEBINAR Metal Card Magnitude: Premium Touch to Captivate High-Value Customers November 12, 2025 1:00 pm EST [contact-form-7] Can a Card Really Drive Loyalty, Spend, and Emotional Connection? Metal cards aren’t just tangible—they’re transformative. Their distinct weight, tactile feel, and signature clink captivate consumers, boosting loyalty and spending among high-value customers. They also elevate brand perception, […]
Federal Reserve Governor Posits Master Account Model for Payments Firms
Master accounts with the U.S. Federal Reserve have traditionally been the sole domain of banks, but Fed Governor Christopher Waller has proposed a new model that could also accommodate fintechs. At the Fed’s inaugural Payments Innovation Conference, Waller suggested that payment services companies might be able to obtain a payment account, or a “skinny” master […]
From Gift to Growth Engine: Exploring the Gift Card Evolution
Gift cards have evolved from being a thoughtful, last-minute birthday gift into a mature industry that’s helping companies build loyalty both inside and outside their organizations. Their use cases are expanding rapidly, offering innovative ways for business to not only reward employees but also strengthen their bottom line. In a PaymentsJournal Podcast, Samara Swenson, U.S. […]