When Security Professionals Turn to the Dark Side
The indictment of three cybersecurity professionals accused of running their own ransomware operation is a frightening reminder that those entrusted with protecting digital systems often possess the same skills required to exploit them. While few want to imagine their own cybersecurity experts acting with malicious intent, the case reinforces the importance of a zero-trust approach—one […]
More Consumers Shift to the Extremes of the Credit Risk Spectrum
There are now more super prime and subprime borrowers, leaving fewer consumers in the middle of the credit market. According to TransUnion, the share of super prime borrowers—low-risk consumers with exceptional credit scores—increased from 37.1% in Q3 2019 to 40.9% in Q3 2025, representing roughly 16 million additional customers. At the other end, the subprime […]
Is Your Organization Ready for Payments as a Service?
As payment innovation accelerates, financial institutions are feeling the pressure. Legacy infrastructure, shifting regulation, and rising customer demand for real-time experiences are forcing banks to rethink how they deliver payments. In response, payments as a service (PaaS) has emerged as the go-to model for cutting through complexity and speeding up transformation. James Wester, Co-Head of […]