EU Institutions Challenge the Merits of the Digital Euro
The digital euro has faced a difficult path to fruition, with many of Europe’s leading financial institutions questioning whether a central bank digital currency (CBDC) can deliver real value to EU citizens. Discussions around the project began in 2020, as lawmakers explored ways to provide EU consumers with a digital alternative to cash. The initiative […]
Google Opens Digital Gift Card Shop
Google Play is launching a dedicated section within its App Store that allows shoppers to search for, purchase, and send digital gift cards, featuring brands ranging from Starbucks to American Eagle. While the move could generate some ancillary revenue for Google, it remains unclear whether consumers will start viewing the Play Store as a primary […]
How Digital Wallets Could be the Answer to the Student Loan Repayment Crisis
Student loan repayments have followed an erratic path since March 2020. Payments were suspended at the start of the pandemic, resumed in October 2023, and many borrowers received forgiveness under the Income Based Repayment plan before that program was suspended again in July 2025. The regulatory whiplash has created predictable consequences. As of April 5, […]