In the Era of BNPL, Deferred Interest Offers Hang On
With the holiday shopping season already underway, many gift givers may be enticed by the promise of deferred-interest financing. Although buy now, pay later options have stolen much of the spotlight from this older model—once popular when shoppers were as likely to have a store card as a general-purpose credit card—a handful of card issuers […]
LinkedIn Messages Are a Popular Protocol for Phishing Attacks
Cybercriminals are expanding their playbook. While email and text remain common phishing channels LinkedIn messages are quickly gaining traction as a new favorite target. According to The Hacker News, LinkedIn has become an appealing target because many professionals—including company executives—access the platform on corporate devices. At the same time, many organizations haven’t put the same […]
Navigating the Risks and Rewards of Credit Card Balance Transfers
Balance transfers can be a powerful tool for consumers who are struggling with mounting credit card debt, but such offers come with their fair share of risks. For consumers, there is the risk that rolled-over debt can avalanche if unforeseen circumstances arise and they can’t to pay off their obligations in time. Because roughly half […]