Morgan Stanley Is Building Its Own Crypto ETFs
Morgan Stanley has filed with the SEC to launch its own spot bitcoin and Solana exchange-traded funds (ETFs). While somewhat late to the party, the firm—an asset manager with a wealth management division—is well suited to develop its own crypto-focused vehicles. It would become the first major U.S. bank to issue an ETF tied to […]
Unused Gift Card Balances Surge After Holiday Season
Roughly $23 billion in gift cards go unused in the U.S. after the holiday season, and consumers now have more options for spending this unexpected windfall. Gift cards have become a top choice for shoppers, offering a personal touch from the giver while letting recipients select exactly what they want. This prepaid trend fueled significant […]
How the Principles of the Planogram Can Apply to Payments
Most merchants take an analytical approach to their store layouts, positioning items in both in-person and digital environments for strategic advantage. Could these same strategies—using the retailer’s ubiquitous planogram—also be applied to payment processes? A report from Javelin Strategy & Research, Merchants Should Planogram Payments, draws a parallel between the shopping experience and the payment […]