The Best Time for Consumers to Spend Holiday Gift Cards? Now
As National Use Your Gift Card Day approaches, many retailers are developing strategies to encourage consumers to spend the unredeemed gift cards they received over the holidays. The spending power significant: U.S. consumers are estimated to be holding roughly $23 billion in unused prepaid cards. This latest demand, combined with traditionally slower January sales, led […]
Visa Eases Stablecoin Payment Settlement for Merchants
Visa is bringing stablecoins into the mainstream of global payments, launching a program that lets merchants settle international transactions without ever touching a digital asset. Under the partnership between Visa and stablecoin infrastructure provider BVNK, businesses in certain markets will be able to pre-fund payments using digital assets and send payouts directly to recipients’ digital […]
Where Financial Institutions Fit in the AR/AP Value Chain
A single purchase request now triggers a web of approvals, data exchanges, and funding decisions that stretch far beyond traditional accounts payable and receivable processes. As AR/AP workflows grow more complex, banks and networks face a critical question: where do they truly fit in a value chain full of opportunity, but short on clarity? To […]