Capital One’s Brex Bargain: Now Comes the Hard Part
Late yesterday Capital One announced that it had acquired the commercial payments and expense management fintech Brex for $5.15 billion, half in cash and half in stock. Analysts have been noting that the price is a sharp discount from Brex’s peak valuation of roughly $12 billion, suggesting this may be reflect the broader reset in […]
Where Do Consumers Fall Across Credit Score Ranges?
Credit scores play a quiet but powerful role in financial life, influencing everything from loan approvals to interest rates and insurance costs. While most people know whether their credit is “good” or “bad,” fewer understand how credit scores are spread across the population. Looking at these score ranges helps put individual credit profiles into context […]
With More Institutions on Board, FedNow Notches Volume and Value Gains
In just over two years since its launch, the U.S. Federal Reserve’s FedNow real-time payments system has attracted participation from 1,600 financial institutions. The service added 500 institutions over the course of last year alone, with more than 100 joining in Q4 2025. Currently, nearly all of the nation’s leading financial services companies now participate […]
Banks Without Invoicing Services Are Missing a Small Business Opportunity
Small businesses increasingly rely on fintechs not just to accept payments, but to manage how and when they get paid. Invoicing—once a back-office afterthought—has become a core part of the payments experience. Because invoicing tools can be complex to build and maintain, it’s tempting for business owners to turn to a PayPal or Square for […]