Why Do Consumers Stop Using General-Purpose Reloadable Cards?
General-purpose reloadable cards play an important role in the prepaid ecosystem, but continued usage is not guaranteed. While many consumers adopt these products for budgeting, convenience, or access to digital payments, a range of factors can influence whether they keep using them over time. Understanding why consumers discontinue use offers valuable insight for issuers, program […]
The Battle Between Apple and App Developers Reaches Japan
After regulators in the European Union forced Apple to scale back its App Store payment rules, could Japan be next? Apple recently announced changes to its app distribution rules and payment options in Japan, ostensibly to comply with the country’s Mobile Software Competition Act (MSCA), according to 9to5Mac. But now a consortium of seven IT-related […]
UK to Regulate BNPL in Transparency Push
Buy now, pay later loans have become a critical tool for consumers managing everyday expenses. However, persistent concerns remain about the transparency of installment loans and the potential for misuse. To address these issues, the United Kingdom is instituting regulations that will place BNPL providers under the oversight of the Financial Conduct Authority (FCA). The […]
Demystifying the Agentic Commerce Enigma
It has been less than a year since Visa and Mastercard unveiled platforms designed to give AI agents a larger role in retail—and actual purchasing power. In the months since, there has been a rush to build agentic commerce protocols, plan merchant integrations, and map out the fraud risks and potential liabilities. Amid this push […]