Stablecoins Expand in Payments, Yet Most Activity Remains Internal
While stablecoin usage in payments is expanding quickly, most current activity is still concentrated in internal use cases rather than external payments. Although total stablecoin transaction volume is estimated at roughly $35 trillion annually, the portion tied specifically to payments is closer to $390 billion. That’s according to data from McKinsey, in collaboration with blockchain […]
eBay Adds Pay-by-Bank in the UK and Boosts Open Banking Investments
Secure real-time payments are foundational to the open banking model, enabling users to pay directly from their bank accounts across a wide range of use cases. This capability is largely delivered through APIs provided by third-party fintechs. This is the model that eBay plans to implement in the UK, where the e-commerce giant will tap […]
How Developers Are Driving the Future of Embedded Payments
Every year, billions of dollars vanish at the final step of online shopping, not because consumers change their minds, but because of hurdles within the checkout experience. Despite decades of innovation in payments technology, many shoppers still walk away when checkout feels slow or overly complex, costing businesses an estimated $260 billion annually. The answer […]