Fast Installment Loans Growth: Card Managers Beware
All indications are that 2026 credit card growth is upward, healthy, and under control, but watch out for rapid growth in unsecured installment loans. The good news is that these loans transfer high-risk credit card receivables to installment lenders. The bad news is that the growth is a subtle indicator of stress in household budgets. […]
Meta Seeks Third-Party Firm for Stablecoin and Wallet Ambitions
TikTok Shop has been at the forefront of the social commerce surge, where influencers’ live streams and product videos link directly to checkout. As a result, social platforms have become one of the fast-growing segments in e-commerce. A key driver of this growth is frictionless payments. Platforms that let users buy directly see higher engagement […]
What Stripe’s Reported Interest in PayPal Could Mean
Amid reports that Stripe is considering an acquisition of some or all of PayPal, a broader question emerges: Is the once-dominant payments giant worth more in pieces than as a unified company? Competition has been steadily eroding PayPal’s position for years. Zelle has surpassed Venmo in payment volume, while tech giants such as Apple and […]
Not Just Another Bank: How Credit Unions Can Reach Younger Members
Credit unions have distinct hallmarks: they are not-for-profit and member-owned. Yet amid the flood of financial services companies in today’s digital landscape, these differentiators can be difficult to convey. While many younger consumers are actively seeking the kind of guidance credit unions excel at providing, they often perceive credit unions as just another bank. In […]