More States Are Tightening Their Gift Card Regulations
More states are cracking down on gift card scams. In 2025 alone, 22 states have introduced legislation targeting gift card fraud—up from just eight in 2024. While most proposals focus on enhancing criminal penalties, many also place new responsibilities on merchants that sell prepaid cards. Over the past five years, six states have enacted merchant-specific […]
Apple Pay Could Have a Bigger Footprint in India Than Expected
PhonePE and Google Pay hold dominant shares of India’s digital wallet market, where most transactions run on the Unified Payments Interface (UPI) real-time payments rail. While Apple Pay would enter an already crowded ecosystem, early signals suggest the tech giant’s wallet could have a larger impact than initially expected. When Apple announced plans roughly a […]
Why Banks Should Follow Fintechs’ Lead on Developer Portals
Fintechs didn’t just build better products over the past decade, they built better ways for developers to access them. Developer portals became a key growth lever, helping fintechs scale faster and attract top talent. Today, as banks modernize legacy systems and adopting next-generation payment technologies, they’re racing to catch up. And with real-time payments, programmable […]