Kraken’s Master Account Approval Is a Watershed Moment for Crypto
The idea of a limited-scope, or “skinny,” master account for fintechs has gone from abstraction to reality in just a few short months. In October, Federal Reserve Governor Christopher Waller proposed a model that would allow fintechs to directly access certain services from the central bank. Until now, many of these companies have relied on […]
Stripe Brings Agentic AI to BNPL Loans
Two of the most consequential trends in payments are converging as Affirm and Klarna begin working with Stripe to allow AI agents to initiate buy now, pay later purchases. The integration relies on Stripe’s Shared Payment Tokens, which enable AI-assisted shopping without exposing sensitive payment credentials. In a blog post, Viraj Gupta, Product Manager for […]
Returns, Disputes, and the Rise of First-Party Fraud
At first glance, it looks like a simple return or a routine dispute. But behind many of these transactions is a growing problem often mischaracterized as friendly fraud—a form of first-party fraud that costs organizations significantly and is increasingly normalized by consumers. Although it has sometimes been called friendly fraud, there is nothing benign about […]