Google Warns That Quantum Computing Could Soon Crack Crypto Encryption
The approval of bitcoin ETFs sent the price of bitcoin soaring to new heights last year, marking one of many milestones for the burgeoning digital assets industry. While bitcoin has since pulled back, the financial services sector’s interest in digital assets has not waned, as evidenced by Mastercard’s recent $1.8 billion acquisition of stablecoin company […]
How Changing APRs Affect Credit Card Users
Credit card holders may be more sensitive to changes in interest rates than commonly assumed. Data reveals that, on average, a 1 percentage point increase in a borrower’s annual percentage rate leads to an almost 9% drop in credit card spending the following month. Researchers at the Boston Federal Reserve describe this adjustment as an “economically meaningful […]
Embedding Payments for Growth: How ISVs Can Scale Through Vertical Focus and Partnerships
Embedded finance, embedded commerce, and integrated payments are different names for the same shift: integrating payments and financial services into your platform to deliver more value to customers and unlock recurring revenue streams. As Independent Software Vendors (ISVs) position themselves for success in a crowded and dynamic marketplace, building a comprehensive embedded commerce strategy is […]