Fannie Mae, Freddie Mac Embrace Alternative Credit Scoring
As economic pressures continue to price many prospective buyers out of homeownership, Fannie Mae and Freddie Mac are turning to new credit-scoring models in an effort to widen access to mortgages. The two agencies—which guarantee most U.S. mortgages—will now accept loans evaluated using the VantageScore 4.0 model, which incorporates data such as rent and utility […]
As Fraud and Agentic Risks Mount, Data Provides Continuity
Not long ago, fraud teams could keep pace by reviewing incidents one by one. That era is ending. Armed with artificial intelligence and cloud-scale infrastructure, today’s cybercriminals operate faster, more broadly, and with far greater sophistication than ever before. The rise of agentic commerce will only intensify these challenges, in part because it upends a […]