Circle Secures Bank Charter, Lays Groundwork for Expansion
Circle is taking a significant step toward becoming a federally regulated institution. The USDC issuer has won approval from the Office of the Comptroller of the Currency (OCC) to establish its own chartered bank, giving it the ability to custody its own reserves while stopping short of allowing it to accept deposits or issue loans. […]
How Software Turned Payments Into a Seamless Part of Commerce
Payments used to be a distinct step in a transaction. Increasingly, they’re just another feature of the software people already use. As payment capabilities have become embedded in everything from point-of-sale systems to ERP platforms and digital wallets, they’ve faded into the background while enabling entirely new business models—from self-service checkout and subscriptions to, potentially, […]