Circle Acquires IBM’s Blockchain Patent Portfolio
After years of developing blockchain technologies and supporting industry innovations, IBM has sold its blockchain patent portfolio to Circle. Over the better part of a decade, IBM participated in a range of blockchain projects, including the Linux Foundation’s Hyperledger initiative, which later evolved into LF Decentralized Trust. The company also launched platforms such as TradeLens, […]
X Money Launches with Ambitious Features—and Lingering Questions
X is taking on the biggest names in digital payments. After years of teasing its financial ambitions, the company has launched X Money in the U.S., bringing peer-to-peer transfers, debit cards, and deposit accounts to X Premium and Premium+ subscribers. The service enters a crowded payments market, where it will compete with established players such […]
What Happens When a Credit Union Outgrows Its Accounting System
As financial institutions merge and evolve, the pressure on back-office operations grows just as quickly as it does on member-facing services. Accounting teams that once relied on manual processes and patchwork systems are now expected to deliver greater accuracy, faster reporting, and the flexibility to support future growth. As a result, many banks and credit […]