Top 5 Features For a General Purpose Reloadable Card
Consumers have more options than ever when it comes to general purpose reloadable prepaid cards, which makes understanding what truly matters essential. Before choosing a card, people want to know how it fits into everyday spending, how transparent the fees are, how easy it is to manage, and what protections or perks come with it. […]
Ohio Cash-Only Law Would Carve Out Protections for Retailers
A proposal requiring retailers to accept cash for purchases up to $500 is moving through the Ohio legislature. While much of the debate has focused on how this would affect retailers— especially those relying on self-checkout—the bill is designed to make compliance as seamless as possible. The measure mirrors a bipartisan federal effort introduced last […]
The 3 Key Trends That Will Shape Merchant Payments in 2026
Amid an uncertain regulatory environment, technology that continues to grow, and shifting consumer demands, the merchant payments landscape is undergoing significant changes. Three important trends at the forefront right now are widely expected to keep evolving in 2026: artificial intelligence, embedded payments, and merchant surcharging. The 2026 Merchant Payments Trends report from Javelin Strategy & […]
Investors Pulling Back on ETFs Are Fueling the Bitcoin Rout
The market correction in bitcoin this month has been fueled by a retreat from exchange-traded fund (ETF) investors, who have pulled billions of dollars from their funds as the asset’s price has fallen. The pullback suggests that investors are now treating crypto ETFs less like a meme and more like any other long-term investment vehicle. […]
Carrier Logistics Launch Is a Case Study for Next-Gen B2B Payments
Although consumer payments have become increasingly digitized, many business-to-business transactions still rely on manual processes that add unnecessary friction. This dynamic is beginning to shift. Freight management software firm Carrier Logistics has introduced FACTSPay, an online payment tool designed to streamline invoice settlement for shippers. Currently, paying freight invoices—whether by credit card or ACH—often requires […]
The Young and the Restless: Marketing Credit Cards to 20-Somethings
The much-discussed uncertainty around student loans is having a spillover effect on other debts, such as auto loans. But the most vulnerable area is going to be credit cards, where delinquencies for 20-somethings have been on the rise. And this scenario is likely going to get worse before it gets better. As risky as younger […]
How Banking Alerts Can Reach Customers Who Are Bombarded with Notifications
As digital banking has evolved, financial institutions have acquired new ways to reach their customers. However, these communications are often less than meaningful. For example, a bank may send an email to notify a customer that they have a low account balance when many customers are already painfully aware of this fact. In the case […]
EU Plans to Link Its Real-Time Payments System with UPI
After highlighting the ongoing challenges in cross-border payments, the European Central Bank (ECB) is taking steps to link its instant payments system with India’s Unified Payments Interface (UPI). This integration was first proposed months ago, and after positive results from an exploratory study last month, the ECB is now moving forward with the realization phase […]
Holiday Season Brings Added Pressure for the Lowest-Income Borrowers
One concerning trend heading into the holiday shopping season is the rise in credit card delinquencies among the lowest-income households, even as consumers anticipate putting more spending on their cards. Since July, 60-day delinquency rates have climbed 11% year-over-year for lower-income households, according to data from VantageScore. Middle-income groups have seen a smaller increase of […]
The Rise of Smarter Cybercriminals Demands Stronger Fraud Defenses
Creating a synthetic identity used to be the realm of seasoned hackers, but now it can be done with a few simple prompts. Just as artificial intelligence has fueled countless business innovations, it has also been a boon for bad actors—allowing cybercriminals to commit fraud at a fraction of the cost and with greater sophistication. […]