Young Customers May Not Prioritize Retirement Investing, But Banks Should
The best time to start investing for retirement is now, but conveying this message to younger adults can be challenging. Many Gen Z and millennial individuals face pressing financial concerns today, making it difficult to prioritize saving for a distant future like retirement. Because retirement investing is not typically top of mind for younger consumers, […]
Authorities and Tech Firms Team Up to Take Down Phishing Platform
One of the most prolific phishing-as-a-service toolkits of all time was not widely used to send consumers phony unpaid toll texts or urgent account alert emails. Instead, Tycoon 2FA was primarily leveraged to target paid accounts associated with organizations. Although financial services and healthcare companies have typically been prime targets for fraud attempts, cybercriminals appeared […]
ACH Modernization in Motion: How Banks Can Scale, Streamline, and Future-Proof Payments
WEBINAR ACH Modernization in Motion: How Banks Can Scale, Streamline, and Future-Proof Payments March 24, 2026 1:00 pm EST [contact-form-7] How can banks modernize ACH to handle rising volumes? Legacy ACH systems are under pressure as volumes grow and new payment rails reshape the market. Banks are moving from outdated, monolithic platforms to cloud-native payment […]
Robinhood’s Platinum Card Enters a Packed Premium Market
Robinhood is jumping into an already crowded premium credit card market with the invite-only Robinhood Platinum Card. With a $695 annual fee and a range of perks, the card will compete with established offerings such as Chase’s Sapphire Reserve and the American Express Platinum Card, which carry fees of $795 and $695, respectively. Expected to […]
From Reaction to Prevention: Rethinking Payment Fraud
From Reaction to Prevention: Rethinking Payment Fraud With the advent of faster payments, many financial organizations have prioritized speed over fraud detection. Consumers expect instant transactions, but banks must still protect themselves and their customers from fraud. Running fraud detection in the background—analyzing contextual signals and historical data—helps strike the right balance between speed and […]
Kraken’s Master Account Approval Is a Watershed Moment for Crypto
The idea of a limited-scope, or “skinny,” master account for fintechs has gone from abstraction to reality in just a few short months. In October, Federal Reserve Governor Christopher Waller proposed a model that would allow fintechs to directly access certain services from the central bank. Until now, many of these companies have relied on […]
Stripe Brings Agentic AI to BNPL Loans
Two of the most consequential trends in payments are converging as Affirm and Klarna begin working with Stripe to allow AI agents to initiate buy now, pay later purchases. The integration relies on Stripe’s Shared Payment Tokens, which enable AI-assisted shopping without exposing sensitive payment credentials. In a blog post, Viraj Gupta, Product Manager for […]
Returns, Disputes, and the Rise of First-Party Fraud
At first glance, it looks like a simple return or a routine dispute. But behind many of these transactions is a growing problem often mischaracterized as friendly fraud—a form of first-party fraud that costs organizations significantly and is increasingly normalized by consumers. Although it has sometimes been called friendly fraud, there is nothing benign about […]
Stablecoins Power Philippines’ Thriving Gig Economy
Over a quarter of the U.S. workforce now participates in the gig economy in some capacity. As these platforms have grown, payouts have become a central operational concern: timely, reliable payments are essential to attracting and retaining freelancers and gig workers. The Philippines is experiencing a similar shift, with nearly a quarter of employed workers […]
Capital One Starts Migrating Core Cards to Discover Network
Capital One is beginning to unveil its playbook for the Discover integration, with some of its core credit cards now being issued on the acquired network. Updated benefits guides, first reported by The Street, show that new customers will receive Capital One-branded cards such as Savor, Quicksilver, and VentureOne on the Discover rails. Existing cardholders […]