Meta Seeks Third-Party Firm for Stablecoin and Wallet Ambitions
TikTok Shop has been at the forefront of the social commerce surge, where influencers’ live streams and product videos link directly to checkout. As a result, social platforms have become one of the fast-growing segments in e-commerce. A key driver of this growth is frictionless payments. Platforms that let users buy directly see higher engagement […]
What Stripe’s Reported Interest in PayPal Could Mean
Amid reports that Stripe is considering an acquisition of some or all of PayPal, a broader question emerges: Is the once-dominant payments giant worth more in pieces than as a unified company? Competition has been steadily eroding PayPal’s position for years. Zelle has surpassed Venmo in payment volume, while tech giants such as Apple and […]
Not Just Another Bank: How Credit Unions Can Reach Younger Members
Credit unions have distinct hallmarks: they are not-for-profit and member-owned. Yet amid the flood of financial services companies in today’s digital landscape, these differentiators can be difficult to convey. While many younger consumers are actively seeking the kind of guidance credit unions excel at providing, they often perceive credit unions as just another bank. In […]
New York’s BNPL Rules Would Limit Fees Providers Can Charge
New York is stepping up to protect consumers in the rapidly growing buy now, pay later market. The state has proposed new rules aimed at preventing surprising fees, ensuring clear loan terms, and giving borrowers the rights to dispute charges and get refunds that credit card users already enjoy—safeguards that were lost last year when […]
South Korea Reignites CBDC Program with Daiso’s Buy-In
Daiso has become South Korea’s leading discount retailer by offering a wide array of goods, many priced at an attractive 1,000 won (approximately $0.69). This approach has made the chain a mainstay for millennial and Gen Z consumers, as well as a popular tourist destination. Now, Daiso is joining the next phase of trials for […]
Escalating Scams Demand a Dedicated Response
Scams have become universal, affecting all types of consumers and every kind of organization. This has placed tremendous pressure on financial services firms, which often bear the brunt of the financial losses, to develop strong fraud prevention strategies to protect their customers. In a recent PaymentsJournal podcast, Raj Dasgupta, Vice President of Product Marketing at […]
FBI Warns ATM Jackpotting Fraud Attempts Are Back on the Rise
As many banks have scaled back branch networks, automated teller machines have become essential pillars of the financial services infrastructure. But that autonomy has also made ATMs attractive targets for hacking, exploitation, and physical breach. ATM “jackpotting” combines these tactics. Criminals gain access to a machine’s cabinet—often using widely available generic keys—then either inject malware […]
Mastercard Advances Agentic AI Commerce in India
Agentic artificial intelligence moved a step closer to real-world commerce last week when Mastercard demonstrated an AI agent in India that located a product and completed the purchase without the user opening an app or manually entering card details. Presenting at the India AI Impact Summit 2026, Mastercard described the transaction as the country’s first […]
Why More Global Consumers Are Aspiring to Unbox Metal Cards
Once the domain of luxury cardholders, metal cards have evolved into a global phenomenon. Ironically, one of the driving forces behind this momentum has been the rise of digital payments—prompting more consumers to seek out a tangible payment device that conveys prestige. A mix of cultural and behavioral factors is also fueling the worldwide demand […]
The Business Case for Payment Hub Modernization
WEBINAR The Business Case for Payment Hub Modernization March 10, 2026 1:00 pm EST [contact-form-7] Are legacy payment systems holding your business back? In today’s digital economy, outdated payment systems can be costly to maintain, pose security risks, operate inefficiently with slow batch processing, and limit your ability to innovate. In this webinar, Scotty Perkins, Head […]