What Would it Take for Stablecoins to Replace Wire Transfers in B2B Payments?
International wires have long been the default for B2B payments—an entrenched system that works, but few would describe as optimal, given multi-day settlement timelines and high fees. But as stablecoins gain traction in cross-border transactions, businesses are starting to ask a more fundamental question: Can we replace wires altogether? In a PaymentsJournal Podcast, Avinash Chidambaram, […]
France’s CB Payments Redoubles Efforts to Vie with Visa and Mastercard
As more regions prioritize payments sovereignty, France’s Cartes Bancaires (CB) network is working to reclaim some of the market share it has lost to Visa and Mastercard. The nonprofit network was created in the 1980s as a joint venture among France’s leading banks. However, CB has seen its domestic market share decline from over 90% […]
Why the BIS Is Worried About Stablecoins
The Bank for International Settlements (BIS) has raised new concerns about stablecoins, especially given that two issuers dominate the global supply. BIS General Manager Pablo Hernandez de Cos emphasized the need for stronger international coordination on regulation, warning that firms may gravitate toward jurisdictions with weaker rules. He cautioned that inconsistent regulatory frameworks could lead […]
How Banks Are Competing with Fintech Apps for Small Businesses
As small businesses flock to peer-to-peer payment apps, banks are facing a quiet but significant threat to one of their most valuable customer segments. If they can’t keep pace with the Venmos and Cash Apps of the world, they risk losing not just transactions, but long-term financial relationships. In the Small Business, Big Debit Opportunity: […]
The IMF’s Warning to Banks: Share Data to Beat AI Fraud
The International Monetary Fund is urging banks to rethink a long-standing taboo in financial crime prevention—how much data they are willing to share with one another. In a new Technical Note, it argues that fragmented information is weakening the fight against AI-enabled fraud. combine data of their own, urging a shift in strategy toward sharing […]
Airwallex Takes Its Cross-Border Play In-Store
Many merchants have long eyed international expansion, only to be daunted by its complexity. That’s the challenge Airwallex is targeting with the launch of its in-store point-of-sale system. The Australia-based fintech is attempting to stand out in a crowded market by offering a physical solution that allows businesses to accept in-person payments across multiple countries […]
Consumers Are Putting More Financial Decisions in AI’s Hands
As more AI agents take on the mantle of personal shopper, there is growing evidence they may soon assume another role: financial advisor. Data from Plaid found that over half of Americans used AI to manage their finances in the past year, and a similar percentage believe managing money without AI’s assistance will soon feel […]
EBANX Targets Southeast Asia in New Cross-Border Payments Push
Payment services firm EBANX, a key partner in the development of Brazil’s highly successful Pix instant payment system, is expanding into several new markets in Southeast Asia, strengthening its footprint beyond Latin America. The fintech is launching operations in Thailand, Indonesia, and Turkey, with plans to enter Malaysia and Vietnam later this year. The company […]
Cybersecurity Must Evolve as Frontier AI Fuels New Fraud Risks
Organizations have begun to cede ground in the fight against AI-driven fraud, in part because bad actors have the freedom to experiment with and deploy artificial intelligence without the regulatory or organizational constraints that govern legitimate institutions. This allows cybercriminals to rapidly adopt frontier AI—cutting-edge models that stretch the technology’s capabilities in areas such as […]
The Payments Paradox: Racing Toward Real-Time While Running on Manual
WEBINAR The Payments Paradox: Racing Toward Real-Time While Running on Manual April 28, 2026 1:00 pm EDT [contact-form-7] Can your operations keep up with the speed of modern payments? Payments aren’t just changing, they’re accelerating in every direction. Transaction volumes are surging, new payment rails are gaining traction, and AI is rapidly becoming part of […]