Zelle Expands to Include Community Banks and New Use Cases
As the leading U.S. peer-to-peer payments service, Zelle has become a staple offering for most financial institutions. Even so, the network found room to expand last year, onboarding 337 new institutions. Nearly all of these new partners were community banks or credit unions managing less than $10 billion in assets. Collectively, these institutions serve a […]
When Can Payments Trust AI?
Banks are no strangers to artificial intelligence. For years, machine learning and deep learning models have quietly powered fraud detection, transaction monitoring, and risk analysis. But the industry is now approaching a more consequential shift: agentic AI—systems that don’t just analyze data, but can act on it. With that shift comes a fundamental question about […]
How Consumer Insights Are Changing the Fight Against First-Party Fraud
WEBINAR How Consumer Insights Are Changing the Fight Against First-Party Fraud February 18, 2026 1:00 pm EST [contact-form-7] How Can Banks Turn Disconnected Data Into Fraud Prevention? First-party fraud continues to be one of the most complex and costly challenges facing the banking industry. As fraud tactics evolve and customer expectations rise, many institutions struggle […]
Affirm Joins the Parade of Fintechs Seeking Bank Charters
Buy now, pay later pioneer Affirm has become the latest fintech to apply for a U.S. banking charter. Filed in Nevada, the application is the most recent wave of filings prompted by a more favorable regulatory environment at both the state and federal levels. Affirm was the second high-profile fintech to announce a state charter […]
Customer Interest and Efficiency Attract More Merchants to Crypto
In the 17 years since the first bitcoin was mined, cryptocurrencies have been labeled everything from a passing fad to the next big thing. In recent years, latter view has gained traction, driven largely by the rise of stablecoins and increased institutional investment. And yet, widespread crypto payments at retail points of sale have remained […]
How Merchants Can Tap Into Support from the World’s Largest Payments Ecosystem
With increasing fraud and heightened customer expectations, merchants need a payment solution they can trust. Giving them the tools to accept digital payments can help them compete in today’s complex payment ecosystem. This is the market Visa has addressed with the recent reimagining of its well-established Authorize.net platform, one of the most trusted payment gateways […]
Crypto Transfers to UK Financial Institutions Often Face Settlement Issues
After years of uncertainty, crypto and digital assets have finally reached mainstream acceptance. However, growing pains continue. Research from the UK Cryptoasset Business Council (UKCBC) found that 40% of transfers between UK crypto exchanges and bank accounts are often blocked or delayed. These issues frequently arise due to blanket bans or transaction caps that financial […]
Late BNPL Payments: A Problem for Borrowers, Not Lenders
More than half of buy now, pay later users have missed a payment at some point—but the surprising twist? It’s often the high-income borrowers who are the biggest offenders. An increasing number of BNPL users treating their loans like credit card bills, weighing the convenience against the risk of a late fee. According to data […]
Digital Transformation and the Challenge of Differentiation for FIs
On one hand, digital banking technologies have made it possible for financial institutions to offer more services than ever before. On the other, this shift has often made it harder for banks and credit unions to differentiate themselves. That challenge is likely to grow as institutions try to stand out in digital environments increasingly shaped—and […]
Capital One’s Brex Bargain: Now Comes the Hard Part
Late yesterday Capital One announced that it had acquired the commercial payments and expense management fintech Brex for $5.15 billion, half in cash and half in stock. Analysts have been noting that the price is a sharp discount from Brex’s peak valuation of roughly $12 billion, suggesting this may be reflect the broader reset in […]