Fiserv Unveils Stablecoin for its Network of Financial Institutions
More banks will soon have an avenue to capitalize on crypto, as Fiserv rolls out a digital assets platform and stablecoin that will be available to its customers. The stablecoin, FIUSD, along with the platform, will be accessible to banks and credit unions by the end of the year. This move is expected to dramatically […]
FICO Debuts Credit Scores with BNPL Data
After a year of research, FICO is introducing two new credit score models that incorporate buy now, pay later data in their calculations. FICO Score 10 BNPL and FICO Score 10 T BNPL will be available alongside the existing versions of the FICO Score at no additional cost, giving lenders the ability to evaluate the […]
Digital Assets Deliver: How FIs Are Leading the Next Financial Era
The headwinds that once held back financial institutions from adopting crypto—whether due to regulatory concerns or a lack of understanding of digital assets—are finally easing. In the coming years, a fifth of all U.S. money center banks and public companies are expected to allocate at least 2% of their treasury holdings to crypto. Digital assets […]
African Trade Turns Inward Amid Growing Tariff Disputes
As trade wars escalate globally, an African payment system is accelerating its efforts to enable businesses across the continent to conduct cross-border transactions in local currencies. The Pan-African Payments and Settlements System (PAPSS) allows companies in different African nations to trade without relying on the dollar. Amid ongoing tariff disputes involving the U.S., China, and […]
Coinbase Launches Stablecoin Platform for E-Commerce
After bringing Shopify on board, Coinbase will roll out its stablecoin acceptance platform to merchants at scale. The platform, dubbed Coinbase Payments, provides the infrastructure where merchants can receive payments in Circle’s USDC. It runs on Coinbase’s layer-2 network, Base, and supports hundreds of wallets, including MetaMask, Phantom, and Coinbase Wallet. On the back end, […]
How Banks Can Capture the Wealth Transfer from Boomers to Gen Z
As we stand at the gates of the world’s greatest generational wealth transfer, from the Baby Boomers down to their heirs and descendants, banks are positioning to capture those assets. This requires a long-term multigenerational strategy, one for which a bank must start sowing the seeds now so it can win later—perhaps much later. In […]
Inside the Senate’s Newly Passed Stablecoin Bill
The Senate’s passage of the GENIUS Act marks the first time stablecoin legislation has cleared either Congressional chamber, along bipartisan lines. The bill—establishing federal standards for the issuance, trading, and custody of stablecoins—passed with a 68-30 vote, including support from 18 Democrats. The House of Representatives must now pass the bill for it to become […]
Klarna Aims to Replicate Super App Success in the U.S.
The super app concept has seen great success in China with Alipay and WeChat Pay, and Klarna aims to follow a similar blueprint. Best known for its buy now, pay later (BNPL) products, the company has been steadily expanding its offerings. Its latest move is the launch of mobile phone plans in the U.S. featuring […]
Embedded Lending as a Growth Strategy for ISVs—How to Maximize Revenue Potential
As consumer expectations for seamless buying experiences continue to rise, independent software vendors (ISVs) that embed payments into their platforms position themselves to capture greater market share in a growing and increasingly competitive software landscape. Consider this: the global ISV market clocks in at USD 2.35 billion in 2025, growing to USD 5.5 billion by […]
Payment Processor Paddle Fined Over Role in Scams
The Federal Trade Commission has fined Paddle $5 million over charges that the UK-based payment processor facilitated access to the U.S. credit card system for fraudulent foreign tech support operations. These schemes allegedly defrauded U.S. consumers out of millions of dollars. The FTC alleges that Paddle used its position as “merchant of record” and a […]