How Nonprofits Can Leverage Digital Gift Cards to Help Those in Need
Too often, those most in need of assistance are the last to receive it—delays compounded by manual processes and outdated payment methods that many nonprofits still rely on. To modernize and speed up the delivery of aid, many organizations are turning to a simple yet powerful solution: gift cards. In particular, digital gift cards offer […]
FBI Warning Highlights New Account Takeover Scams
The FBI Internet Crime Complaint Center has received more than 5,000 consumer complaints about account takeover (ATO) fraud already this year, totaling more than $250 million. The news came in an FBI warning about several new ATO scams consumers should be vigilant about. In ATO fraud, criminals usually gain unauthorized access to a targeted online […]
How Stored-Value Accounts Are the Next Iteration of Prepaid Payments
Consumers are loading account balances, whether to buy a cup of coffee or to purchase a toll pass. Although a gift card may be the traditional form factor of prepaid products, these stored-value accounts are essentially a gift card purchased for self-use. This concept is revolutionizing the prepaid industry. As Jordan Hirschfield, Director of Prepaid […]
What Generation Uses AI for Work-Related Tasks?
Artificial intelligence is changing how people work, but its adoption is not the same across every age group. Some generations are already folding AI and agentic tools into their daily routines, while others are only beginning to explore what these systems can do. Don’t miss another episode of Truth In Data! Click on the red […]
Once a Crypto Skeptic, Klarna Announces Its Own Stablecoin
As the race to compete in cross-border payments increasingly shifts toward stablecoins, Klarna has announced its own version, the KlarnaUSD. Despite Klarna’s CEO previously saying the company would be the last major fintech to enter crypto, it appears Klarna felt it had little choice if it wanted to keep pace with competitors in the cross-border […]
Crypto Heads Into 2026 Awaiting Its ‘Rocketship Point’
As digital assets and crypto have moved from the edges of financial services to take their place as a core technology, the leading entities involved are also taking greater control of the industry’s development. Coupled with the hands-off regulatory approach of the current administration, what comes next will be defined not by the government but […]
Top 5 Features For a General Purpose Reloadable Card
Consumers have more options than ever when it comes to general purpose reloadable prepaid cards, which makes understanding what truly matters essential. Before choosing a card, people want to know how it fits into everyday spending, how transparent the fees are, how easy it is to manage, and what protections or perks come with it. […]
Ohio Cash-Only Law Would Carve Out Protections for Retailers
A proposal requiring retailers to accept cash for purchases up to $500 is moving through the Ohio legislature. While much of the debate has focused on how this would affect retailers— especially those relying on self-checkout—the bill is designed to make compliance as seamless as possible. The measure mirrors a bipartisan federal effort introduced last […]
The 3 Key Trends That Will Shape Merchant Payments in 2026
Amid an uncertain regulatory environment, technology that continues to grow, and shifting consumer demands, the merchant payments landscape is undergoing significant changes. Three important trends at the forefront right now are widely expected to keep evolving in 2026: artificial intelligence, embedded payments, and merchant surcharging. The 2026 Merchant Payments Trends report from Javelin Strategy & […]
Investors Pulling Back on ETFs Are Fueling the Bitcoin Rout
The market correction in bitcoin this month has been fueled by a retreat from exchange-traded fund (ETF) investors, who have pulled billions of dollars from their funds as the asset’s price has fallen. The pullback suggests that investors are now treating crypto ETFs less like a meme and more like any other long-term investment vehicle. […]