Mobile and BNPL Poised to Drive a Strong Holiday Shopping Season
The 2025 holiday season is shaping up to be the biggest yet for mobile shopping. Adobe for Business forecasts that mobile revenue will reach a record 56.1% share of total holiday sales, making the first time mobile accounts for more than half of overall spending. An estimated $142.7 billion will be spent via mobile this […]
Oracle Hack Likely Impacted Over 100 Companies
A substantial amount of customer data was stolen in a hack of Oracle’s enterprise software suite, an incident that could have far-reaching ramifications. According to Google, the breach was carried out by CL0P, a group of cybercriminals responsible for a string of high-profile ransomware attacks. These attacks often target third-party software providers with the goal […]
Beyond the Buzz: What Really Matters When Choosing a Payments as Service Provider
WEBINAR Beyond the Buzz: What Really Matters When Choosing a Payments as Service Provider October 21, 2025 1:00 pm EDT [contact-form-7] Banks and financial institutions face pressure to modernize legacy systems, keep pace with shifting regulations, and meet customer expectations for seamless, real-time payments. To stay ahead, many institutions are turning to Payments as a […]
G20 Likely Won’t Meet Goals for Improving Cross-Border Payments
Leaders from the world’s largest economies developed a roadmap to improve cross-border payments four years ago, but those objectives now appear unlikely to be achieved. A progress report from the Financial Stability Board (FSB) found that, although many milestones have been reached, the measures taken so far have yet to translate into real-world results. In […]
Auto Loan Fraud Grows, Fueled by Identity Theft
Identity theft is becoming an increasingly serious problem in auto lending, with fraud rates surpassing those seen in credit card applications. According to data from SentiLink, fraudulent auto loans accounted for 3.3% of all applications in the first half of 2025, spiking to 5.5% in May during a coordinated attack on select lenders. By comparison, […]
How Card Issuers Make Introductory Offers Work
In an unsteady economy, credit card issuers are attracting the most profitable customers by offering lucrative introductory benefits. These come at a significant cost to issuers, but in a world where high-end credit cards come with annual fees in the hundreds of dollars, users have come to expect immediate rewards in return. In a new […]
Crikey! Revolut’s New Model for Debit Card Rewards Hits Australia
Reward points for debit cards have largely fallen out of favor in the U.S. since Dodd-Frank passed in 2010, but fintech Revolut is reviving them in Australia. The company says this is the first time Australian consumers can earn rewards on debit card purchases. Revolut’s new debit card features multiple earnings tiers through its proprietary […]
Square Adds Bitcoin Payments and Upgrades AI for Small Businesses
As more small businesses feel the pressure to adopt emerging technologies, Square is expanding its offerings with bitcoin payment capabilities and enhanced artificial intelligence tools for merchants. Square Bitcoin enables merchants to accept bitcoin payments with zero processing fees and also allows them to convert card sales into bitcoin. The service includes a built-in wallet, […]
How Next-Gen Digital Wallets Are Redefining A2A Payments at Checkout
Emerging rails like real-time payments, stablecoins, and central bank digital currencies have quickly created a fragmented payments ecosystem. This environment presents both an opportunity and a challenge for digital wallet companies: they could become the nexus for all payment types if they can build mechanisms to connect disparate sources into a single solution. Although digital […]
UPI Is Set to Add Biometric Authentication for Real-Time Payments
India’s Unified Payments Interface (UPI) is launching a feature that allows users to approve payments using a fingerprint or facial scan. Previously, shoppers were required to enter a PIN to authorize transactions. However, the Reserve Bank of India (RBI) has requested an alternative authentication method to make UPI transactions faster and more secure for users […]