WhatsApp Bets on New CEO to Push Into India’s Payments Market
Meta’s selection of CRED founder Kunal Shah to take the reins at its messaging subsidiary WhatsApp signals a broader push toward turning the app into a super app. The first major test for the new CEO will be gaining traction in India’s massive digital payments market. India is WhatsApp’s largest user base, with more than […]
Are Banks Fully Unlocking Their Data Gold Mine?
Financial institutions are sitting on vast reservoirs of customer and transaction data—but for many, that data still behaves more like scattered archives than a strategic asset. As banks look to compete on personalization and speed, data strategy is shifting from a back-office IT concern to a core driver of business value. They have learned to […]
AI Could Breach Cybersecurity Defenses, Intelligence Alliance Warns
An international intelligence alliance is warning that artificial intelligence could soon enable highly capable cyberattacks against governments and businesses, potentially within months. The Five Eyes intelligence alliance—comprising representatives from the U.S., the UK, Canada, Australia, and New Zealand—states that the speed of AI advancement is outpacing current cybersecurity defenses, leaving critical systems increasingly exposed. efforts […]
From Declined to Done: Building a Credential Strategy That Pays Off
WEBINAR From Declined to Done: Building a Credential Strategy That Pays Off July 14, 2026 1:00 pm EDT [contact-form-7] Are Hidden Credential Challenges Undermining Your Revenue Growth? Your payments strategy is only as strong as the credentials behind it. While merchants focus on checkout experiences and conversion, fragmented credentials, failed payments, and vendor lock-in continue […]
Disney Wallet Update Reflects Growing Demand for Digital Gift Cards
Many bargain-hunting Disney fans have gone to great lengths to stock up on discounted gift cards before visiting the parks. Yet redeeming those savings often meant enduring a clunky payment experience at checkout. That’s why many are applauding Disney’s newly added ability to load gift cards into its digital wallet. This development reflects several broader […]
The New Settlement Frontier: Bank-Led Stablecoins and the Reordering of Global Capital Flows
With the U.S. GENIUS Act signed into law and Europe’s MiCA fully operational, stablecoin regulation has entered a new era. The entry of legacy financial institutions—such as HSBC, Standard Chartered, and Woori Bank—is bringing bank-grade security and compliance anchoring to the forefront of global payments. The Challenge of Jurisdictional Fragmentation The arrival of bank-issued digital […]
India’s Skydo Targets North America in Cross-Border Payments Push
Cross-border payments have long been dominated by legacy banking networks, but a new generation of fintechs is challenging that model. Among them is Skydo, which has received approval to operate in Canada, opening a payments corridor between India and North America and becoming one of the few Indian fintechs with direct regulatory authorization in an […]
Digital Euro Moves Closer to Reality After Key EU Vote
The digital euro has cleared an important hurdle. This week, the European Parliament’s Economic and Monetary Affairs Committee approved draft legislation for the digital currency, keeping the project on track for a 2029 launch. The European Parliament is expected to adopt the committee’s position in early July, after which negotiations with EU member states and […]
How the Merchant of Record Became a Global Commerce Engine
Picture the scene; a U.S. developer discovers that one of their fastest-growing markets is overseas. For many digital businesses, the first signs of international opportunity develop quickly. However, new local markets also mean new local complexities. Brazilian customers expect support for Pix. In India, UPI dominates the payments landscape. In Poland, BLIK accounts for as […]
Study Finds Millions Lost to First-Party Fraud in Retail Returns
Consumers are exploiting merchants’ returns process in record numbers, and the costs are adding up. A study of UK retail data found £29 million (over $38 million) in potentially fraudulent returns in just one year. The report from returns firm ReBound Returns was based on analysis of one million retail returns from July 2025 to […]