What’s New at Nacha’s Smarter Faster Payments Conference
As dynamic technologies continue to revolutionize the payments space, conferences have become a critical way for payments professionals to stay informed and share their expertise. One of the signature events of the payments space is Nacha’s Smarter Faster Payments 2026, which will take place in San Diego from April 26-29, 2026. In a recent PaymentsJournal […]
AI to Transform Holiday Shopping for Consumers and Retailers
Artificial intelligence is poised to shape this year’s holiday shopping season, with both consumers and merchants increasingly relying on it. According to data from PayPal, more than three-quarters of consumers plan to use AI as a shopping assistant this holiday season. Already, 40% of respondents have used AI for purchases in the past year, with […]
Metal Card Magnitude: Premium Touch to Captivate High-Value Customers
WEBINAR Metal Card Magnitude: Premium Touch to Captivate High-Value Customers November 12, 2025 1:00 pm EST [contact-form-7] Can a Card Really Drive Loyalty, Spend, and Emotional Connection? Metal cards aren’t just tangible—they’re transformative. Their distinct weight, tactile feel, and signature clink captivate consumers, boosting loyalty and spending among high-value customers. They also elevate brand perception, […]
Federal Reserve Governor Posits Master Account Model for Payments Firms
Master accounts with the U.S. Federal Reserve have traditionally been the sole domain of banks, but Fed Governor Christopher Waller has proposed a new model that could also accommodate fintechs. At the Fed’s inaugural Payments Innovation Conference, Waller suggested that payment services companies might be able to obtain a payment account, or a “skinny” master […]
From Gift to Growth Engine: Exploring the Gift Card Evolution
Gift cards have evolved from being a thoughtful, last-minute birthday gift into a mature industry that’s helping companies build loyalty both inside and outside their organizations. Their use cases are expanding rapidly, offering innovative ways for business to not only reward employees but also strengthen their bottom line. In a PaymentsJournal Podcast, Samara Swenson, U.S. […]
AWS Outage May Have Merchants Seeking Backup Elsewhere
Amazon Web Services has recovered from an outage that disrupted online activity worldwide for nearly a day, affecting businesses like Venmo and Coinbase to small merchants who rely on AWS for payment processing. After the third shutdown in five years, questions are mounting about how dependent businesses have become on the cloud computing giant. The […]
PNC Expands Real-Time Payments Footprint by Joining FedNow
FedNow has continued to expand its network of financial institutions since its launch two years ago, and now PNC Bank is joining the real-time payments system. The platform operated by the U.S. Federal Reserve now includes roughly 1,400 participating financial institutions. However, the addition of PNC is noteworthy—not only because the bank is one of […]
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Unwrapping 2025: Why Gift Cards Still Top Holiday Wish Lists
Celebrating the holidays is still a top priority for consumers, but several factors make this season unique. Shoppers are balancing tighter budgets, adapting to a rapidly evolving digital landscape, and carrying ever-higher expectations. At the same time, many employers are grappling with how best to show appreciation to their teams. In a recent PaymentsJournal webinar, […]
Lloyds Unveils Pay-by-Bank Kiosk for Hotels
In its ongoing efforts to make pay-by-bank systems more customer-friendly, Lloyds Bank is unveiling a kiosk that allows consumers to make payments at UK hotels. The system was developed in collaboration with Lolly, a hospitality technology specialist, and will be demonstrated at an Open Banking Expo in London. The kiosk allows customers to make direct […]