Why Banks & Fintechs Can’t Ignore Digital Assets in 2025
Tue, Jun 10, 2025 1:00 PM – 2:00 PM EST REGISTER NOW The payments landscape is rapidly evolving, and digital assets are at the forefront of this transformation. From stablecoins to blockchain-powered cross-border payments, financial institutions and fintechs are rethinking how money moves across borders. Joanie Xie, Managing Director, North America at Ripple and James […]
Why Decentralized Computing Models Are Gaining Momentum
By building around a model whereby users must find the most energy-efficient sources to unearth new assets, bitcoin mining helped to create a new system of computing. Linking a range of computing systems, decentralized physical infrastructure networks (DePIN) reduce processing costs as well as risk. These complex computing networks are also finding new use cases […]
Visa Platform Aims to be the Hub for Banks, Fintechs, and Enterprises
Business-to-business (B2B) payments dominate the global payments landscape, and Visa is launching a platform designed to connect the major players. The card company noted that its Commercial Integrated Partners program provides an ecosystem that banks can leverage to offer enterprise clients a range of services, including expense management, a mobile app, and tokenization of virtual […]
BNPL Services Settle in as a Cashflow Strategy
Consumers may be becoming more savvy about using buy now, pay later (BNPL), also referred to as pay-over-time options. Most people who used longer-term payment plans in the past year chose to pay off the loan over six months or more, even when they could afford to pay upfront. Research from Affirm suggests that consumers […]
The Gift Card Boom—and What’s Driving It
For the 18th year running, gift cards topped wish lists as the most requested holiday present—solidifying their role as a cornerstone of seasonal giving1. With more occasions to gift than ever before, demand is surging, and retailers can’t afford to miss the opportunity. Insights from the 2025 Best Digital Gift Card Programs, Consumer Experience Benchmark […]
One Month Later, Marks & Spencer Is Still Reeling from a Cyberattack
For over 140 years, Marks & Spencer (M&S) has been a fixture of Britain’s retail landscape, but the department store has faced sharp losses and operational issues following a devastating cyberattack. Shortly after the April ransomware incident, M&S halted online and in-app order—services the retailer has yet to restore. According to Reuters, Marks & Spencer […]
Barclays Revamps GM Cards, Simplifying Offerings
In its first major announcement since Barclays US took over the business, General Motors is relaunching its rewards credit cards with changes to how points are earned and redeemed for automotive purchases. Barclays has overhauled the program, consolidating several branded rewards programs into a single, streamlined offering. Instead of Cadillac Rewards, Chevy Rewards, Buick Rewards, […]
Driving Into Digital: How Modernized Payments Platforms Impact Fleet Management
When a driver misplaces their fleet card or uses it to fuel a personal vehicle, the consequences can be significant for the organization. Shifting to digital payments can help alleviate these pain points, yet many fleet managers have been hesitant due to concerns about maintaining control. In a recent PaymentsJournal podcast, Parker Pierce, Senior Product […]
UK Proposes Legislation to Rein in Excessive BNPL Usage
Concerns over spiraling buy now, pay later (BNPL) debt potentially entrapping consumers have prompted the UK to propose new regulations designed to govern the industry. According to CNBC, City Minister Emma Reynolds compared the current installment loan landscape to the “wild west,” stating that a stronger regulatory framework would not only better protect UK citizens […]
India Considers a Discount for Instant Payment Users
In its latest move to promote wider adoption of the Unified Payments Interface (UPI) instant payment system, the Indian government is considering offering direct discounts to consumers who use it. Under the proposed plan, UPI users would receive an automatic 2% discount compared to the credit card price, effectively rewarding those who choose instant digital […]