Ghost Tapping Preys on Credit Card Chips and Digital Wallets
The Better Business Bureau has issued a new warning about a scam targeting tap-to-pay chips in credit cards and mobile wallets. So-called ghost tapping abuses the near-field communication (NFC) technology embedded in contactless payment chips and digital wallets, which allows devices to exchange data at very close range. The scam can happen without the victim […]
As Credit Card Usage in India Has Increased, Debit Card Use Declines
Over a five-year period, the number of credit card transactions in India has doubled, while the total value of those payments has nearly tripled—even as debit card transactions have declined in both volume and value. A study by the Reserve Bank of India (RBI) found that credit card transaction volumes increased from roughly 2.1 million […]
How Dark Web Intelligence Is Key to the Fight Against Infostealers
Cybercriminals have been after personal data for years, but new technology is giving them a dangerous boost. Infostealers—malware that extracts sensitive data like passwords and credit card numbers—are becoming one of today’s biggest online threats because they are easy to use and hard to spot. While conversations about online safety often peak during Cybersecurity Awareness […]
T. Rowe Price Proposes First Actively Managed Crypto ETF
The legacy asset management and mutual fund company T. Rowe Price is jumping into the crypto landscape with the launch of the first actively managed exchange-traded fund (ETF) focused on digital assets. Whereas most existing crypto ETFs invest in a single asset—typically bitcoin—the T. Rowe Price Active Crypto ETF will hold a diversified basket of […]
Jingle Thief Bad Actors Target Gift Card Issuers for Fraud
A group of cybercriminals dubbed “Jingle Thief” is using phishing techniques to gain access to gift card systems, then issuing cards to resell for personal profit. Researchers from cybersecurity company Palo Alto Networks uncovered the group’s tactics as Jingle Thief targeted the cloud infrastructure of retail and consumer services companies. Once inside, the bad actors […]
What’s New at Nacha’s Smarter Faster Payments Conference
As dynamic technologies continue to revolutionize the payments space, conferences have become a critical way for payments professionals to stay informed and share their expertise. One of the signature events of the payments space is Nacha’s Smarter Faster Payments 2026, which will take place in San Diego from April 26-29, 2026. In a recent PaymentsJournal […]
AI to Transform Holiday Shopping for Consumers and Retailers
Artificial intelligence is poised to shape this year’s holiday shopping season, with both consumers and merchants increasingly relying on it. According to data from PayPal, more than three-quarters of consumers plan to use AI as a shopping assistant this holiday season. Already, 40% of respondents have used AI for purchases in the past year, with […]
Metal Card Magnitude: Premium Touch to Captivate High-Value Customers
WEBINAR Metal Card Magnitude: Premium Touch to Captivate High-Value Customers November 12, 2025 1:00 pm EST [contact-form-7] Can a Card Really Drive Loyalty, Spend, and Emotional Connection? Metal cards aren’t just tangible—they’re transformative. Their distinct weight, tactile feel, and signature clink captivate consumers, boosting loyalty and spending among high-value customers. They also elevate brand perception, […]
Federal Reserve Governor Posits Master Account Model for Payments Firms
Master accounts with the U.S. Federal Reserve have traditionally been the sole domain of banks, but Fed Governor Christopher Waller has proposed a new model that could also accommodate fintechs. At the Fed’s inaugural Payments Innovation Conference, Waller suggested that payment services companies might be able to obtain a payment account, or a “skinny” master […]
From Gift to Growth Engine: Exploring the Gift Card Evolution
Gift cards have evolved from being a thoughtful, last-minute birthday gift into a mature industry that’s helping companies build loyalty both inside and outside their organizations. Their use cases are expanding rapidly, offering innovative ways for business to not only reward employees but also strengthen their bottom line. In a PaymentsJournal Podcast, Samara Swenson, U.S. […]