Customer Interest and Efficiency Attract More Merchants to Crypto
In the 17 years since the first bitcoin was mined, cryptocurrencies have been labeled everything from a passing fad to the next big thing. In recent years, latter view has gained traction, driven largely by the rise of stablecoins and increased institutional investment. And yet, widespread crypto payments at retail points of sale have remained […]
How Merchants Can Tap Into Support from the World’s Largest Payments Ecosystem
With increasing fraud and heightened customer expectations, merchants need a payment solution they can trust. Giving them the tools to accept digital payments can help them compete in today’s complex payment ecosystem. This is the market Visa has addressed with the recent reimagining of its well-established Authorize.net platform, one of the most trusted payment gateways […]
Crypto Transfers to UK Financial Institutions Often Face Settlement Issues
After years of uncertainty, crypto and digital assets have finally reached mainstream acceptance. However, growing pains continue. Research from the UK Cryptoasset Business Council (UKCBC) found that 40% of transfers between UK crypto exchanges and bank accounts are often blocked or delayed. These issues frequently arise due to blanket bans or transaction caps that financial […]
Late BNPL Payments: A Problem for Borrowers, Not Lenders
More than half of buy now, pay later users have missed a payment at some point—but the surprising twist? It’s often the high-income borrowers who are the biggest offenders. An increasing number of BNPL users treating their loans like credit card bills, weighing the convenience against the risk of a late fee. According to data […]
Digital Transformation and the Challenge of Differentiation for FIs
On one hand, digital banking technologies have made it possible for financial institutions to offer more services than ever before. On the other, this shift has often made it harder for banks and credit unions to differentiate themselves. That challenge is likely to grow as institutions try to stand out in digital environments increasingly shaped—and […]
Capital One’s Brex Bargain: Now Comes the Hard Part
Late yesterday Capital One announced that it had acquired the commercial payments and expense management fintech Brex for $5.15 billion, half in cash and half in stock. Analysts have been noting that the price is a sharp discount from Brex’s peak valuation of roughly $12 billion, suggesting this may be reflect the broader reset in […]
With More Institutions on Board, FedNow Notches Volume and Value Gains
In just over two years since its launch, the U.S. Federal Reserve’s FedNow real-time payments system has attracted participation from 1,600 financial institutions. The service added 500 institutions over the course of last year alone, with more than 100 joining in Q4 2025. Currently, nearly all of the nation’s leading financial services companies now participate […]
Where Do Consumers Fall Across Credit Score Ranges?
Credit scores play a quiet but powerful role in financial life, influencing everything from loan approvals to interest rates and insurance costs. While most people know whether their credit is “good” or “bad,” fewer understand how credit scores are spread across the population. Looking at these score ranges helps put individual credit profiles into context […]
Banks Without Invoicing Services Are Missing a Small Business Opportunity
Small businesses increasingly rely on fintechs not just to accept payments, but to manage how and when they get paid. Invoicing—once a back-office afterthought—has become a core part of the payments experience. Because invoicing tools can be complex to build and maintain, it’s tempting for business owners to turn to a PayPal or Square for […]
Apple Pay Plans India Launch, but Without UPI Integration
After nearly a decade of effort, Apple Pay finally plans to enter India’s digital payments market by the end of the year—one of the few major developed markets it has yet to penetrate. But the company faces an uphill battle, as its service will initially not connect with India’s massively popular UPI payments interface. The […]