3 Costly Mistakes Even Smart Teams Make – And How to Fix Them
WEBINAR 3 Costly Mistakes Even Smart Teams Make – And How to Fix Them July 29, 2025 1:00 pm EDT [contact-form-7] You’ve invested in the right tools, hired experienced professionals, and built a strong payments infrastructure — but are you still exposed to hidden risks? In this eye-opening webinar, we uncover three common yet critical […]
What Premium Card Overhauls by Chase and Amex Reveal About the Credit Card Market
When Chase and American Express unveiled plans to enhance rewards for their luxury credit cards—and raise their fees—it seemed that these lenders were focusing on the most rock-solid customer base amid economic upheaval. Though macroeconomic factors have played a part in the renewed focus on affluent customers, these moves involve much more than is apparent […]
Stripe Extends Pay-by-Bank Offerings to France and Germany
Following its success in the UK, Stripe is expanding its pay-by-bank offering to France and Germany. While the process streamlines payment processing for merchants, its adoption by shoppers and end users remains an open question. The technology relies on TrueLayer’s open banking infrastructure, which enables connectivity to bank accounts across Europe. Stripe highlights the benefits […]
Ripple Seeks U.S. Bank Charter to Expand Footprint
As more crypto firms make inroads into mainstream finance, Ripple is applying for a banking license with the U.S. Office of the Comptroller of the Currency (OCC). Although the company is best known for its XRP cryptocurrency and ledger, Ripple launched a stablecoin, RLUSD, last year. If the banking license is approved, the firm would […]
Smells Like Team Spirit: What Makes Cobranded Credit Cards Work
When Apple and Goldman Sachs—undisputed leaders in consumer tech and investment banking, respectively—teamed up to launch a cobranded Apple credit card in 2019, as part of Goldman’s broader strategy to enter U.S. retail banking, many expected it to be a runaway success. “When that big Apple announcement came, it was a typical Silicon Valley deal, […]
How Bad Actors Leverage AI to Build Phishing Sites in Seconds
Security firm Okta discovered that cybercriminals have been exploiting Vercel’s v0 generative artificial intelligence tool to create full-scale phishing websites from simple prompts. The AI platform was used to create convincing clones of sign-in pages for several recognizable brands, including Microsoft 365 and various crypto companies. Vercel’s AI model is intended to help web developers […]
Nacha, Early Warning Urge Government Away from Paper Checks
With the federal government’s self-imposed September 30 deadline to eliminate paper checks approaching, several organizations are stepping in to both support the initiative and potentially position themselves for new business opportunities. Nacha—which runs the ACH payment network—and Early Warning, parent company of Zelle, have submitted comments in support of the executive order, as well as […]
New Continuous Strategies for Battling Account Takeovers
For years, financial institutions have relied on static authentication methods to verify their users. Customers use a password or biometrics to identify themselves when they log in to an account, after which they have full access. But with account takeover attacks rising, it’s time for these institutions to consider continuous authentication methods, which monitor signs […]
The Best ROI for AI in Banking? Cybersecurity
Although nearly all Canadian banks are now using artificial intelligence in some capacity, the biggest returns are coming from its role in fighting off criminal attacks. According to a new study from GFT, nearly 75% of Canadian banks are deploying AI for fraud detection, while roughly two-thirds are using it to bolster cybersecurity. Close behind, […]
What the Klarna Deal Means for Checkout Platform Bolt
Following last month’s agreement with artificial intelligence firm Palantir, Bolt has signed a new deal with Klarna to integrate flexible payments into its checkout platform. The partnership will place Klarna’s payments technology front and center on the websites of merchants using Bolt’s CheckoutOS. Once the integration goes live in the U.S. later this year, Bolt’s […]